Normandie asked:


Hi guys. I’m planning a trip to los angeles in June 2010 for 3 months and im trying to calculate the amount of money i’ll need.

The problem is, i have no idea how this travel insurance stuff works,so how much would travel insurance cost me for this period?

Any help appreciated, thanks.

Caffeinated Content

Clint Jhonson asked:


You can travel on business purposes in your country for a day or two or you can travel abroad for more days, for a week or for longer. In any of these situations, you need business travel insurance. Even though money is not really a problem, you may look for the cheapest business travel insurance company. If you need to travel; quite frequently to visit your business partners in order to ensure the success of your business, especially if it is urgent, it is not necessary to spend a lot of money on insurance.

Duplicate changes in this section:  Content: You can travel on business purposes in your country for a day or two or you can travel abroad for more days, for a week or for more time. In any of these situations, you need business travel insurance. Even though money is not really a problem for you, you may look for the cheapest business travel insurance company. If you need to go quite frequently to visit your partners in order to ensure the success of your business, especially if they are critical, it is no use spending a lot of money on insurance.

If you do not travel very frequently, you can purchase business travel insurance for a single trip. On the other hand, if your business requires many visits to a foreign country, for example, you can purchase business travel insurance for a year and obtain the cheapest business travel insurance. Here are some situations when cheap insurance can be a real advantage for you:

An unwanted and annoying situation for a businessperson can be to find out from his or her partner that their meeting has just been cancelled. The same feeling can be  triggered by a meeting that is rescheduled, but at least you can have the advantage of business travel insurance that can cover the postponing or the cancellation of a trip.

The cheapest business travel insurance is very useful if you fall ill just before an important business trip. If your company cannot replace you with another person, it can mean the loss of  a lot of money without insurance. There are travel insurance packages  to cover your replacement, including accommodation and flight. In this case, your absence will not cost the company money or affect the trip.

Furthermore, international business can be complicated. Many unwanted and unexpected situations can arise when you may be distracted and  equipment can be stolen or lost. Such losses can negatively affect a business trip, or they can even ruin it. Even though it would be better to avoid such situations, the good news is that you can purchase the cheapest business travel insurance that can cover the cost of the lost equipment. This type of insurance may include the delivery of a new replacement.

Nevertheless, you must pay attention to and do everything possible to protect the data you own, as in the case of a theft of your laptop, for example. A USB stick or a DVD can be useful for the storage of crucial data for your business but they can be easily lost.

There may be situations when you do have travel insurance, but it is not specifically business travel insurance. It only covers holidays. Therefore, if you really need business travel insurance pay attention to the policy you get from the insurance company to make sure it is the correct one.

Last, but not least, this type of travel insurance is necessary if you face a medical emergency. It might not be a serious injury, but medical costs are very expensive, especially in the USA.



Create a video blog